Cookie Policy

Cookie Policy

2024.04 Version

This Cookie Policy (hereinafter referred to as the “the Policy”) is provided by Quilter International Enterprise Co., LTD. (hereinafter referred to as “Quilter” or “the Company”). The Policy is used to regulate how the Company uses cookies and similar technologies (collectively referred to as “Cookies”) on the Company’s website (hereinafter referred to as “the Website”) and the mobile device application (hereinafter referred to as “QCASH app”) created by the Company to provide remittance services for migrant workers.

The Policy applies to the way the Company uses cookies on the Website and QCASH app. The Policy is an integral part of the Company’s Privacy Policy and should be read together with the Company’s Privacy Policy. All terms used but not defined in the Policy share the same meanings as in the Privacy Policy.

By using the services of the Website and QCASH app, users of the Website and QCASH app (hereinafter referred to as “users” or “you”) agree to the Company’s use of Cookies in accordance with the instructions in the Policy. If you do not agree to our use of Cookies, please disable Cookies on your computer or device (please refer to “Manage Cookie Preferences” section of the Policy).

A. Introduction

1. Cookies are data files placed on your device when visiting certain parts of the Website and QCASH app or clicking on our online advertisements. Cookies allow us to remember your actions and preferences (such as login name, language, font size, and other data) over a period of time so that you do not have to re-enter them when revisiting the Website.
2. The types of Cookies used by the Company are as follows:
   1. Strictly Necessary Cookies: These cookies are essential for the functioning of the Website. It enables our web server to determine whether your browser’s cookie setting is enabled or disabled, allows temporary storage of data between pages, and temporarily recognizes your device when you log into secure areas of the Website in order to facilitate certain activities.
   2. Functionality and Preference Cookies: These cookies are used to recognize you and remember the choices you make. We use these cookies to remember the choices you make (such as your username, language, and region) so that you do not have to re-enter this data when revisiting the Website. These cookies can tailor our content for you and provide you with more accurate information.
   3. III. Marketing Cookies: These cookies track your online activities to help advertisers deliver more relevant advertisements or limit the number of times you see advertisements. These cookies may be placed on your device by us or by third parties on our behalf (including but not limited to Hubspot and Google). We may share the data stored in such cookies with third parties. These cookies also include standard Floodlight code, pixels, and SDKs.

B. Ways to Use Cookies

1. We use the data collected by the following Cookies and cooperate with third parties:
   1. Understand how users use the Website, including user demographics, behavior, and usage patterns.
   2. Record how you use the Website and your responses to online advertisements posted on the Website and other social media platforms (such as Facebook, Instagram, Twitter, and LinkedIn) in order to provide personalized content, including advertisements relevant to your interests.
   3. Improve the effectiveness of the Company’s online marketing and advertising activities.
2. Opting out of our first-party or third-party targeting or advertising Cookies does not mean that you will not see our advertisements; it only means that such advertisements will not target you through the use of such Cookies.

C. Fraud Prevention

The Company may use the above Cookies to help us prevent and detect fraud.

D. Manage Cookie Preferences

Delete or disable cookies:

1. You can choose to delete or disable Cookies if your browser or device allows it. However, deleting or disabling future Cookies may affect your user experience. Additionally, you may find that certain features on the Website will not function properly. This is because you may lose some of your stored data (such as saved login details, etc.)

E. Manage Cookies for Specific Websites:

1. For more precise control over Cookies for specific websites, please check the privacy and cookie settings in your default browser.
2. For more information about the use of Cookies, data collection practices, and opt-out procedures, please visit the third-party website.

F. You may also visit the following websites to review and select your online advertising preferences. However, we only retain Cookies for as long as necessary for their functionality, which varies from cookie to cookie:

1. Hubspot
2. Google

G. Review and Revision

In response to changes in laws, business needs, technological developments, etc., the Company will revise and publish the Policy from time to time without further prior notice to you. The Policy is written in Chinese. If there are any versions in other languages and there is any inconsistency in the content, the Chinese version shall prevail. If you have any questions about the Policy, please contact the Company through the channels published on the Website.